I've come here a few times to purchase money orders and a payday advance. Only once was there someone else besides me and my friend in there. The service I have received has been pleasant, quick and efficient. I believe I've only seen two employees, one Chinese and another African-American, both women. It's always quiet and clean. They ask that you come in and pay off your loan the day before your check is due to be endorsed but if you don't make it in, trust that they will deposit your check.